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How Criminals stole $50M in tax returns, and how this will happen again

Posted on June 1, 2015 in hntbh - 0 comments - 0

This week there was a lot of media attention on how Criminals accessed over a 100,000 U.S. Citizen tax returns, and then used this in a successful attack to file requests for tax refunds totaling over $50,000,000. If you were a victim of this, please immediately begin working with the iRS to secure your tax returns (you can activate a two-factor type authentication to prevent these attacks in the future).

It is important to know – the IRS WAS NOT HACKED. The criminals used data gathered from other data breaches and public information to trick the IRS system into thinking they were you. This is a principle raised in the book, once your data is breached it is ALWAYS breached. So, 12 months of monitoring or short term protection won’t suffice.

If you have the book (release is first weeks of June!!!), please visit the last two chapters that cover recovery. These will give you great protections and assurances.

Here is how the IRS was attacked, and no it is not complicated. In fact, we will see these types of “attacks” against many institutions relying on such information for authentication:

process_flow_irs_attack

Ask questions on www.facebook.com/hntbh

Best,

James

*Credits to Van Gogh for the image, and Privacy Rights for the stats on last year’s data breaches.

 

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Bored w/ Security warnings? You are not alone – MRIs show our brains shutting down when we see security prompts

Posted on March 30, 2015 in hntbh - 0 comments - 0

Anderson, et al imageEver find yourself just click click clicking through every message box that pops up? Most people click through a warning (which in the land of Web Browsers usually means STOP DON’T GO THERE!!) in less than 2 seconds. The facts seem to be due to be from habituation – basically, you are used to clicking, and now we have the brain scans to prove it!

What does this mean for you? Well specifically you won’t be able to re-wire your brain, but perhaps you can turn up the settings on your web browser to not allow you to connect to a site that has the issues your web browser is warning against. Simple – let the browser deal with it and take away one nuisance.

From the study:

The MRI images show a “precipitous drop” in visual processing after even one repeated exposure to a standard security warning and a “large overall drop” after 13 of them. Previously, such warning fatigue has been observed only indirectly, such as one study finding that only 14 percent of participants recognized content changes to confirmation dialog boxes or another that recorded users clicking through one-half of all SSL warnings in less than two seconds.

via MRIs show our brains shutting down when we see security prompts | Ars Technica. (photo credit Anderson, et al)

Don’t forget to check out – www.facebook.com/hntbh if you are looking for quick reminders. The book is coming along and chapter releases are (finally) coming in April!

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Chipped Credit Cards coming soon, and expected fraud increase

Posted on January 19, 2015 in hntbh - 0 comments - 0

Credit cards with CHIPS!!!

The future is here in the U.S. all credit cards will soon have a bit of encryption magic to help prevent in-person credit card fraud & theft. You’ll have this little graphic somewhere on your card (if it is ready). The good news is this will help lower fraud, but as accurately shared by Brian Krebs (basically the online reporter/expert in this space):

In every country that has switched to EMV cards — and the United States is the last developed country to do so — online fraud has jumped, says online fraud expert Brian Krebs. “Fraud doesn’t go away, it just goes somewhere else, and that somewhere else is always online,” he says. “The thieves can still steal the card number and expiration date, which still can be used online. So that’s generally what will happen. We’ll see a pretty big uptick in card-not-present fraud.” – CreditCard.com & Brian Krebs from his new book SPAM Nation

 

So, the tips for managing your online security are even more elevated in this new time. As cards become updated, practice your good tips and carry on.

James

Our community: https://www.facebook.com/HNTBH

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