james deluccia

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2 startlingly simple tips to prevent and recover from poisonous software (malware) on your phones and such!

Posted on November 23, 2015 in hntbh - 0 comments - 0
malwareIn a galaxy far far away …
Android and Apple devices (yes that precious iPad too) can be victims to poisonous software (“malware”) that can invade our personal lives. Malware can…
  • Take pictures and videos at will and post them on the internet (but it is ok, because you are never are with your phone in the bathroom or in a compromising position ūüėČ
  • Read and use text messages, Facebook posts, contact details, and listen to your phone calls
As technology has increasingly become embedded in our lives (cars, phones, pacemakers, computers), the speed of poisonous software also continues to keep pace. There are principles you can adopt now that apply to ALL your connected devices. In this piece, I highlight one of these below:
Tip #1 (safety):
  • ¬† Never click on a link
Malware is installed in most cases because we humans receive a message (text message, email, instagram message) and click on a link. The link has disguised itself as a legitimate link, but the click allows malware to be installed on your device. From there bad things happen.
Tip #2 (sanity!!):
  • ¬†Backup your data OFF the device
There are many methods, but simply be sure what you care about is saved on another device. This way when malware happens (or loss, theft, or dropping phone into a lake), you can restore the default software and replace your backup onto the device. The only recommended way to recover from a malware event.
If this was helpful to you or your family, please check out the other principles and 63 additional tips by freely exploring How Not To Be Hacked¬†online using Amazon’s ‘peak inside’ feature. Feel free to message me online anytime with questions. Together we can protect our community and enjoy technology safely and securely.
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Mind those bank statements, they effect your liability for ATM & Debit accounts

Posted on May 1, 2015 in hntbh - 0 comments - 0

One of the first pieces of advice shared is to stop using your Debit Card. Most banks allow you to have an ATM card issued that is perfect for grabbing cash on the go. The reasons are many, but the most important centers of you liability for funds in these accounts.

Quite simply, if money is transferred out of your bank accounts (ATM / Debit Card #s) that money is gone, forever. There is a window of time though for you, and this is based on your bank statements. In the days of electronic statements this can become slippery (meaning when you receive a paper statement you may flip through quickly and see if anything jumps at you, but electronic statements I believe are far less reviewed).

Above¬†is a simple table from the FTC showing the time elapsed from the release of a bank statement/notification and how much you owe. Note, at 60 days you are liable for “All the money taken from¬†your ATM/debit card account, and possibly more…” yikes!

Update on the book – YES, it is nearly completed. The reviews have been very encouraging and I am humbled by all the time folks have helped make it great. May is the month! Stay tuned and visit www.Facebook.com/hntbh for more community news.

Best,

James

Some additional readings from Huffington Post on Debit Card Fraud, and even Time Magazine getting the news out!

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Bored w/ Security warnings? You are not alone – MRIs show our brains shutting down when we see security prompts

Posted on March 30, 2015 in hntbh - 0 comments - 0

Anderson, et al imageEver find yourself just click click clicking through every message box that pops up? Most people click through a warning (which in the land of Web Browsers usually means STOP DON’T GO THERE!!) in less than 2 seconds. The facts seem to be due to be from habituation – basically, you are used to clicking, and now we have the brain scans to prove it!

What does this mean for you? Well specifically you won’t be able to re-wire your brain, but perhaps you can turn up the settings on your web browser to not allow you to connect to a site that has the issues your web browser is warning against. Simple – let the browser deal with it and take away one nuisance.

From the study:

The MRI images show a “precipitous drop” in visual processing after even one repeated exposure to a standard security warning and a “large overall drop” after 13 of them. Previously, such warning fatigue has been observed only indirectly, such as one study finding that only 14 percent of participants recognized content changes to confirmation dialog boxes or another that recorded users clicking through one-half of all SSL warnings in less than two seconds.

via MRIs show our brains shutting down when we see security prompts | Ars Technica. (photo credit Anderson, et al)

Don’t forget to check out – www.facebook.com/hntbh if you are looking for quick reminders. The book is coming along and chapter releases are (finally) coming in April!

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Chipped Credit Cards coming soon, and expected fraud increase

Posted on January 19, 2015 in hntbh - 0 comments - 0

Credit cards with CHIPS!!!

The future is here in the U.S. all credit cards will soon have a bit of encryption magic to help prevent in-person credit card fraud & theft. You’ll have this little graphic somewhere on your card (if it is ready). The good news is this will help lower fraud, but as accurately shared by Brian Krebs (basically the online reporter/expert in this space):

In every country that has switched to EMV cards — and the United States is the last developed country to do so — online fraud has jumped, says online fraud expert Brian Krebs. “Fraud doesn’t go away, it just goes somewhere else, and that somewhere else is always online,” he says. “The thieves can still steal the card number and expiration date, which still can be used online. So that’s generally what will happen. We’ll see a pretty big uptick in card-not-present fraud.” – CreditCard.com & Brian Krebs from his new book SPAM Nation

 

So, the tips for managing your online security are even more elevated in this new time. As cards become updated, practice your good tips and carry on.

James

Our community: https://www.facebook.com/HNTBH

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